Real estate and equity have long been the primary avenues for investment. Recently, real estate is experiencing an upturn due to economic growth and rapid urbanisation. Traditionally, the realm of real estate investment for retail investors has been limited to residential properties or small commercial spaces, such as individual shops

However, the landscape is shifting dramatically with the advent of fractional ownership. This allows access to institutional-grade properties that were once the exclusive domain of the very wealthy or institutional investors. The democratisation of commercial real estate (CRE) not only marks a significant evolution in the investment opportunities available to Indian investors but also offers rental returns that are approximately 3-4 times better than those of residential properties. Additionally, it provides higher capital appreciation, with targeted returns in the range of 11-18% IRR overall.